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One for the Money

One for the Money

by Janet Evanovich 2006 334 pages
4.05
500k+ ratings
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Plot Summary

Childhood Mischief and Morelli

Stephanie's early fascination with Morelli

Stephanie Plum recalls her childhood in Trenton, New Jersey, where she first encountered Joe Morelli, a boy who would periodically disrupt her life. Morelli, two years her senior, was a source of both fear and curiosity for young Stephanie. Their first significant interaction involved a game of "train" in Morelli's garage, leaving a lasting impression on her. As they grew older, Morelli's reputation as a charming troublemaker only intensified, culminating in a brief, passionate encounter in a bakery. This early history sets the stage for their complicated relationship.

Unlikely Bounty Hunter

Stephanie's new career path

After losing her job, Stephanie finds herself in dire financial straits. Desperate for work, she turns to her cousin Vinnie, a bail bondsman, who reluctantly offers her a job as a bounty hunter. Despite her lack of experience, Stephanie is determined to succeed. Her first major assignment is to track down Joe Morelli, now a cop accused of murder and on the run. Armed with minimal training and a lot of determination, Stephanie embarks on a journey that will test her limits and redefine her relationship with Morelli.

The Chase Begins

Stephanie's pursuit of Morelli

Stephanie's hunt for Morelli takes her through the streets of Trenton, where she encounters a colorful cast of characters, including the enigmatic Ranger, a fellow bounty hunter who becomes her mentor. As she delves deeper into Morelli's case, Stephanie learns that Morelli is accused of killing an unarmed man, Ziggy Kulesza. Despite the danger, Stephanie is driven by the promise of a $10,000 reward and a desire to prove herself. Her pursuit is fraught with challenges, including run-ins with Morelli himself, who remains elusive and infuriatingly charming.

Encounters with Danger

Stephanie faces threats from all sides

As Stephanie gets closer to uncovering the truth, she finds herself in increasingly perilous situations. She is threatened by Benito Ramirez, a violent boxer with a sinister reputation, and becomes entangled in a web of crime and corruption. Stephanie's determination to bring Morelli to justice is tested as she navigates the dangerous underworld of Trenton. Her encounters with Morelli become more frequent and intense, blurring the lines between hunter and hunted.

Unraveling the Mystery

Piecing together the puzzle

Stephanie's investigation leads her to uncover a complex conspiracy involving drug trafficking and murder. She learns that Morelli's case is tied to a larger criminal operation, with connections to the notorious Striker gang. As she gathers evidence, Stephanie realizes that Morelli may be innocent and that the real culprits are still at large. Her quest for justice becomes a race against time as she works to clear Morelli's name and bring the true criminals to light.

A Deadly Discovery

Confronting the truth

Stephanie's relentless pursuit of the truth leads her to a chilling discovery: the bodies of Carmen Sanchez and Louis, the missing witness, hidden in a refrigerated truck. This revelation confirms Morelli's innocence and exposes the extent of the criminal network. Stephanie's bravery and resourcefulness are put to the test as she confronts the mastermind behind the operation, Jimmy Alpha, who is willing to kill to protect his interests. In a tense showdown, Stephanie must rely on her wits and newfound skills to survive.

Confrontation and Closure

Resolution and new beginnings

With the help of Morelli and the police, Stephanie brings the criminals to justice, clearing Morelli's name and dismantling the drug operation. The experience leaves her shaken but stronger, having proven herself as a capable bounty hunter. Her relationship with Morelli evolves from adversarial to one of mutual respect and understanding. As Stephanie contemplates her future, she realizes that her journey has only just begun, with new challenges and adventures on the horizon.

Characters

Stephanie Plum

Determined and resourceful protagonist

Stephanie is a former lingerie buyer turned bounty hunter, driven by financial desperation and a desire to prove herself. Her journey is marked by a mix of naivety and tenacity, as she navigates the dangerous world of fugitive recovery. Stephanie's relationship with Morelli is complex, rooted in their shared past and evolving through their present challenges. Her character grows from a reluctant novice to a confident and capable hunter, learning to trust her instincts and embrace her strengths.

Joe Morelli

Charming and elusive fugitive

Morelli is a former cop accused of murder, on the run and determined to clear his name. His history with Stephanie is tumultuous, marked by youthful indiscretions and adult complications. Morelli is both a source of frustration and an unexpected ally for Stephanie, as they navigate the treacherous waters of crime and justice. His character is defined by a mix of street smarts, charm, and a deep sense of justice, ultimately proving his innocence and helping Stephanie uncover the truth.

Ranger

Mysterious and skilled mentor

Ranger is a fellow bounty hunter who becomes Stephanie's mentor and protector. His background in Special Forces and his reputation for getting the job done make him an invaluable ally. Ranger's relationship with Stephanie is professional, yet tinged with a hint of attraction and mutual respect. He provides guidance and support, helping Stephanie develop the skills she needs to survive in her new career. Ranger's enigmatic nature adds an element of intrigue to the story.

Benito Ramirez

Violent and menacing antagonist

Ramirez is a heavyweight boxer with a reputation for brutality, both in and out of the ring. His sadistic tendencies and connections to the criminal underworld make him a formidable foe for Stephanie. Ramirez's obsession with power and control drives him to target Stephanie, creating a tense and dangerous dynamic. His character embodies the darker side of the story, representing the threats and challenges Stephanie must overcome to achieve justice.

Jimmy Alpha

Cunning and duplicitous manager

Alpha is Ramirez's manager, initially appearing as a concerned and apologetic figure. However, his true nature is revealed as the mastermind behind the drug operation and the murders. Alpha's character is driven by greed and desperation, willing to sacrifice anyone to protect his interests. His betrayal and manipulation add depth to the story's conflict, ultimately leading to a deadly confrontation with Stephanie.

Lula

Victim turned survivor

Lula is a prostitute who becomes a victim of Ramirez's violence, left for dead on Stephanie's fire escape. Her character highlights the vulnerability and resilience of those caught in the crossfire of crime. Lula's recovery and decision to testify against Ramirez demonstrate her strength and courage, serving as a catalyst for Stephanie's determination to bring the criminals to justice.

Connie Rosolli

Supportive and savvy ally

Connie is Vinnie's secretary, providing Stephanie with valuable information and support throughout her investigation. Her no-nonsense attitude and insider knowledge of the bail bonds business make her an essential resource for Stephanie. Connie's character adds a touch of humor and practicality to the story, balancing the tension with moments of levity.

Vinnie Plum

Reluctant employer and family connection

Vinnie is Stephanie's cousin and the owner of the bail bonds agency where she works. His initial reluctance to hire Stephanie is overcome by her persistence and determination. Vinnie's character serves as a link to Stephanie's past and a reminder of her roots, providing both challenges and opportunities for growth.

Eddie Gazarra

Reliable and supportive friend

Eddie is a Trenton cop and one of Stephanie's oldest friends. His character provides a sense of stability and support, offering guidance and assistance when Stephanie needs it most. Eddie's loyalty and friendship are constants in Stephanie's life, helping her navigate the complexities of her new career.

Grandma Mazur

Eccentric and endearing family member

Grandma Mazur is Stephanie's grandmother, known for her quirky personality and penchant for getting into trouble. Her character adds humor and warmth to the story, serving as a reminder of the importance of family and the ties that bind. Grandma Mazur's antics and wisdom provide comic relief and valuable life lessons for Stephanie.

Plot Devices

Humor and wit

Balancing tension with levity

The story is infused with humor and wit, providing a counterbalance to the darker elements of crime and danger. Stephanie's sarcastic inner monologue and her interactions with colorful characters add a lighthearted touch to the narrative. This use of humor not only entertains but also humanizes the characters, making their struggles and triumphs relatable and engaging.

First-person narrative

Intimate and engaging storytelling

The use of first-person narrative allows readers to experience the story through Stephanie's eyes, creating an intimate connection with her character. This perspective provides insight into Stephanie's thoughts, emotions, and motivations, making her journey personal and compelling. The narrative style enhances the story's immediacy and impact, drawing readers into Stephanie's world.

Mystery and suspense

Driving the plot forward

The story is structured around a central mystery, with Stephanie's investigation serving as the driving force of the plot. Suspense is maintained through a series of twists and turns, as Stephanie uncovers clues and confronts obstacles. The gradual revelation of the truth keeps readers engaged and invested in the outcome, building tension and anticipation.

Character development

Growth and transformation

The story focuses on Stephanie's growth and transformation as she navigates her new career and confronts personal challenges. Her development is mirrored by the evolution of her relationships with other characters, particularly Morelli. This emphasis on character development adds depth and complexity to the narrative, making it more than just a crime story.

Themes of justice and redemption

Exploring moral and ethical dilemmas

The story explores themes of justice and redemption, as Stephanie seeks to right wrongs and bring criminals to justice. These themes are reflected in the characters' struggles and choices, highlighting the moral and ethical dilemmas they face. The exploration of these themes adds layers of meaning to the story, prompting readers to consider the nature of justice and the possibility of redemption.

Analysis

Exploring empowerment and resilience

"One for the Money" is a story of empowerment and resilience, as Stephanie Plum transforms from an unemployed underdog into a capable and determined bounty hunter. The narrative explores themes of justice, redemption, and personal growth, highlighting the challenges and triumphs of a woman navigating a male-dominated world. Through humor, wit, and suspense, the story engages readers while addressing serious issues such as crime, violence, and corruption. Stephanie's journey is one of self-discovery and empowerment, inspiring readers to embrace their strengths and face their fears. The story's modern relevance lies in its exploration of gender dynamics, the pursuit of justice, and the resilience of the human spirit.

Last updated:

Review Summary

4.05 out of 5
Average of 500k+ ratings from Goodreads and Amazon.

One for the Money introduces Stephanie Plum, an inexperienced but determined bounty hunter in New Jersey. Readers find the book hilarious, with memorable characters like Grandma Mazur. The series' humor and light tone make it a popular "popcorn read," though some criticize its dated elements and repetitive plot structure. Opinions vary on Stephanie's competence and likability. Many enjoy the romantic tension between Stephanie and Morelli. While some readers love the series, others find it loses appeal over time. Overall, it's considered an entertaining, if not particularly deep, read.

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About the Author

Janet Evanovich is a bestselling author known for her Stephanie Plum series, which began with "One for the Money" in 1994. The series now spans over 25 books, showcasing Evanovich's ability to maintain a long-running, popular franchise. Beyond Stephanie Plum, Evanovich has authored several other series and standalone novels, including romance and graphic novels. Her work often blends humor, mystery, and romance elements. Evanovich has also written about her craft in "How I Write: Secrets of a Bestselling Author." Her success is evident in her consistent presence on the New York Times bestseller list and her collaboration with other authors like Lee Goldberg.

Other books by Janet Evanovich

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