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Plot Summary

A Mysterious Bargain Struck

A secretive deal unfolds

In the shadows of Ankh-Morpork, a clandestine transaction takes place involving Miss Dearheart and a lawyer, Mr. Blister. They negotiate over seemingly worthless land under dwarf mining law, with Miss Dearheart undeterred by warnings of taxes and confiscations. Her determination hints at a hidden agenda, setting the stage for future events. Meanwhile, a group of golems guards something precious, their purpose shrouded in mystery. This enigmatic deal foreshadows the unfolding drama, hinting at concealed motives and potential treasures that will impact the city's fate.

The Postmaster's Nighttime Escapade

Moist's risky climb reveals his nature

Moist von Lipwig, the adventurous Postmaster General, embarks on a daring nighttime climb up the Post Office building. His thrill-seeking nature is evident as he balances his respectable position with a craving for excitement. A humorous encounter with a pigeon nearly leads to a fall, highlighting Moist's penchant for danger. This escapade underscores his restless spirit and foreshadows the challenges he will face, as he navigates the complexities of his new role and the intrigue surrounding him.

A New Role, A New Challenge

Moist faces a new opportunity

Lord Vetinari, the enigmatic Patrician of Ankh-Morpork, presents Moist with a new challenge: to become the Master of the Royal Mint and oversee the Royal Bank. Despite initial reluctance, Moist is drawn in by the promise of adventure and Vetinari's persuasive tactics. This new position tests Moist's skills and ingenuity as he delves into the world of banking and finance. With Vetinari's subtle support, Moist embarks on a journey that will push his limits and redefine the city's financial landscape.

The Lavish Family's Intrigues

Family tensions and hidden agendas

The wealthy Lavish family, known for their internal conflicts, gathers for a funeral. Cosmo Lavish, obsessed with emulating Vetinari, plots to regain control of the bank from Moist. The family's dynamics are rife with suspicion and rivalry, as they maneuver for power and influence. Moist's involvement with the Lavishes introduces him to a world of intrigue and danger, where he must navigate their schemes while maintaining his own agenda. The family's machinations add layers of complexity to the unfolding drama.

A Revolutionary Banking Idea

Moist introduces paper money

Moist proposes a groundbreaking idea to revolutionize Ankh-Morpork's banking system: the introduction of paper money. Despite skepticism from traditionalists like Mr. Bent, the bank's chief cashier, Moist's charisma and innovative thinking begin to win over the public. His plan to use the city's wealth as backing for the currency challenges conventional notions of value and trust. This bold move sets the stage for a financial transformation that could reshape the city's economy, testing the adaptability of its citizens.

The Golems' March and Mystery

Golems surround the city mysteriously

Ankh-Morpork is thrown into chaos as thousands of ancient golems march into the city, halting at its gates. Unearthed by Adora Belle Dearheart, these golems are a formidable force, capable of great construction or destruction. Moist von Lipwig, the only one who can command them, uses his golden suit to appear as an Umnian priest, thus controlling the golems. The city is abuzz with speculation and fear, as the golems' presence could mean war or prosperity, depending on who controls them.

A Courtroom Drama Unfolds

Moist faces accusations in court

Moist von Lipwig finds himself in a courtroom, accused of embezzling gold from the Royal Bank. The courtroom is packed with guild leaders, bankers, and the Lavish family, eager to see him fall. Lord Vetinari presides over the proceedings, maintaining a calm demeanor. Moist's past as a conman is laid bare, but he turns the situation to his advantage, charming the crowd and revealing the Lavish family's own misdeeds. The tension is palpable as the fate of the bank and Moist's future hang in the balance.

The Clown's Secret Revealed

Mr. Bent's hidden past emerges

The bank's chief cashier, Mr. Bent, is revealed to have a secret past as a clown named Charlie Benito. This revelation comes to light during the courtroom drama, adding a layer of complexity to the proceedings. Bent's dual identity explains his peculiar behavior and his ability to manipulate the bank's books. His transformation from a clown to a respected banker is a testament to his skill and determination, but also highlights the pressures and expectations placed upon him.

A New Era of Currency

Moist introduces paper money

In a bold move, Moist von Lipwig proposes a new currency system based on the golems' value rather than gold. This revolutionary idea challenges traditional banking practices and promises to stabilize the city's economy. The introduction of paper money, backed by the golems' labor potential, is met with skepticism but also intrigue. Moist's charisma and innovative thinking begin to win over the public, setting the stage for a financial transformation in Ankh-Morpork.

Vetinari's Calculated Moves

Vetinari's strategic influence unfolds

Lord Vetinari, the Patrician of Ankh-Morpork, plays a subtle but powerful role in the unfolding events. His calculated decisions and manipulations ensure that the city's interests are protected while allowing Moist to implement his radical ideas. Vetinari's enigmatic presence looms over the proceedings, guiding the outcome in a direction that benefits the city. His ability to balance power and innovation is a testament to his leadership and foresight.

A Surprising Resolution

Unexpected alliances and outcomes

As the dust settles, alliances are formed, and unexpected resolutions emerge. Moist's innovative currency system is accepted, and the golems are integrated into the city's infrastructure. The Lavish family's influence wanes, and Mr. Bent finds a new sense of purpose. Vetinari's strategic maneuvers ensure stability, while Moist's daring ideas pave the way for a new era in Ankh-Morpork. The story concludes with a sense of optimism and the promise of continued progress.

Characters

Moist von Lipwig

Charming conman turned innovator

Moist is a former swindler who now serves as the Postmaster General and a key figure in Ankh-Morpork's financial transformation. His charisma and quick thinking allow him to navigate complex situations, turning challenges into opportunities. Moist's ability to adapt and innovate makes him a valuable asset to the city, despite his checkered past.

Lord Vetinari

Master manipulator and ruler

The Patrician of Ankh-Morpork, Vetinari is a strategic thinker who subtly influences events to ensure the city's stability. His enigmatic presence and calculated decisions guide the outcome of the courtroom drama and the introduction of the new currency system. Vetinari's leadership is marked by his ability to balance power and innovation.

Adora Belle Dearheart

Determined and resourceful ally

Adora Belle, known as Spike, is a strong-willed woman with a deep understanding of golems. Her discovery of the ancient golems sets the stage for the story's events. Her relationship with Moist is complex, marked by mutual respect and a shared vision for the city's future.

Mr. Bent

Dual-identity banker and clown

Mr. Bent, the chief cashier of the Royal Bank, is revealed to have a secret past as a clown. This dual identity explains his peculiar behavior and his ability to manipulate the bank's books. Bent's transformation from a clown to a respected banker highlights the pressures and expectations placed upon him.

Cosmo Lavish

Ambitious and delusional antagonist

Cosmo is a member of the wealthy Lavish family, driven by a desire to emulate Lord Vetinari. His obsession with power and control leads him to plot against Moist, whom he sees as an obstacle to his ambitions. Cosmo's schemes are fueled by his family's internal rivalries and his own delusions of grandeur.

Owlswick Jenkins

Talented but troubled forger

Jenkins is a gifted artist whose skills in forgery nearly lead to his execution. Rescued by Moist, he becomes an invaluable ally in the creation of the new banknotes. Jenkins's eccentricities and artistic genius make him a unique asset in Moist's plans to revolutionize the bank.

Plot Devices

The Golems

Powerful force and currency basis

The ancient golems, unearthed by Adora Belle, serve as a powerful force capable of great construction or destruction. Their presence challenges traditional notions of value and trust, as Moist proposes using them as the basis for a new currency system. The golems' potential to reshape the city's economy is a central plot device.

Paper Money

Revolutionary concept challenging tradition

Moist's introduction of paper money represents a significant shift in the city's financial practices. This plot device highlights the tension between innovation and tradition, as Moist seeks to modernize the banking system. The concept of paper money serves as a catalyst for change, driving the narrative forward and testing the characters' adaptability.

Analysis

A tale of innovation and adaptability

"Making Money" by Terry Pratchett explores themes of change, innovation, and the tension between tradition and progress. Through Moist von Lipwig's journey, the narrative delves into the complexities of modernizing a financial system while navigating personal and political intrigue. The introduction of paper money and the use of golems as a currency basis challenge conventional ideas of value and trust, reflecting real-world economic shifts. Pratchett's wit and humor underscore the story's exploration of human nature, ambition, and the power of adaptability in the face of change. The book ultimately conveys a message of optimism, highlighting the potential for progress and the importance of embracing new ideas.

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Review Summary

4.26 out of 5
Average of 73k+ ratings from Goodreads and Amazon.

Making Money receives generally positive reviews, with readers praising Pratchett's humor, clever satire, and exploration of economic themes. Many enjoy the return of Moist von Lipwig and the Ankh-Morpork setting. Some find it less engaging than its predecessor, Going Postal, citing predictable plot elements and weaker villains. However, most agree it's still an entertaining read with Pratchett's trademark wit and social commentary. Fans appreciate the continued development of familiar characters and Pratchett's ability to make complex topics like banking and economics accessible and amusing.

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About the Author

Sir Terence David John Pratchett was a prolific British author known for his Discworld fantasy series, comprising 41 novels. He wrote over 70 books, selling more than 100 million copies worldwide. Pratchett's work is characterized by satirical humor and social commentary. He received numerous accolades, including a knighthood and the Carnegie Medal. In 2007, Pratchett announced his diagnosis of early-onset Alzheimer's disease, becoming an advocate for Alzheimer's research. Despite his condition, he continued writing until his death in 2015 at age 66. His final Discworld novel, The Shepherd's Crown, was published posthumously.

Other books by Terry Pratchett

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