Rich as F*ck

1. Money is Energy: Your Vibration Dictates Your Wealth

Money is only responding to your vibration, and your thoughts, feelings, and patterns toward it.

Everything is frequency. Money, like everything else, is energy and has a frequency. Your thoughts, feelings, words, and actions create an internal energy that determines your vibrational state. This vibration then attracts corresponding experiences into your life.

Restriction vs. abundance. Operating from an energy of restriction and lack fundamentally opposes freedom and abundance. Many "smart" financial practices, like cutting back spending out of fear, inadvertently keep you stuck in painful cycles by maintaining a low-vibrational state. Shifting to an energy of expansion allows money to flow more freely.

Conscious creation. By intentionally altering your frequency, you can become an energetic match for money. This means cultivating thoughts and feelings that align with receiving, having, and expecting more money as a default standard of your existence, regardless of your current circumstances.

2. You Are the Creator: Activate Your Power to Design Your Reality

God put the power to create inside of us.

Inherent worthiness. You possess the innate power to rearrange your life and financial reality; you don't need to wait for external validation or miraculous intervention. Your worthiness is inherent, not earned, and accepting this truth simplifies every aspect of your life. The past only defines you if you allow it to, serving as contrast rather than destiny.

Designing your life. To activate your co-creative power, you must first decide you are worthy and believe that what you desire is possible. This involves letting go of practical, logical, and realistic limitations, and instead thinking in a big, expansive way. Your heartfelt desires are safe guidance, placed within you to be lived out.

Disproving lies. After identifying your desires, interrogate all limiting beliefs that say you can't have what you want. These are merely ideas you've subscribed to, not ultimate truths. By disproving these lies—such as "I'm bad with money" or "rich people are greedy"—you reclaim your power and open yourself to new possibilities.

3. No Such Thing as a Fixed Income: Expand Your Energetic Setpoints

There is no such thing as a fixed income.

Energetic setpoints. We all have unconscious energetic rules or "setpoints" for how money works in our lives, dictating minimums and maximums for earnings, savings, and debt. These setpoints, often linked to our sense of worth, determine our default financial reality.

Beyond either/or. Traditional financial advice often promotes an "either/or" mentality (e.g., "if you're spending, you're not saving"), which is a vibration of restriction. Instead, embrace a "both/and" mindset, believing in limitless possibilities where no sacrifice is required to achieve your desires. Forcing actions without an energetic shift often leads to old patterns resurfacing.

Nothing means anything. Financial setbacks or slow periods don't define your future or mean you're doing something wrong. They simply reflect past vibrations playing out or discrepancies between old and new beliefs. Your job is to observe these patterns, realign your internal state, and trust that the "how" of money's arrival is not your responsibility.

4. Believe It Before You See It: Master the Art of Feeling Your Desires

It’s not faith until it looks like it won’t happen, and you still believe.

Internal completion. Manifestation is complete internally before it appears in your physical reality. You know it's "done" when you can't imagine not receiving what you've decided you will. This unwavering inner knowing is the key to activating mountain-moving faith.

Feeling is key. Your feelings create your vibration, which in turn dictates what you attract. To become an energetic match for your desires, actively cultivate the emotions you would feel if your desired outcome were already real. Techniques include:

• Visualization: Imagine seeing tangible proof of your wealth on your phone or in your accounts.
• Speaking: Go on "inspired tangents," verbalizing your desired reality as if it's already happened.
• Journaling: Write gratitude lists, disprove limiting beliefs, and pen entries from the perspective of your future self.
• Moving: Engage your body in activities like dancing or running while focusing on the feeling of abundance.

Watching, not waiting. When it seems like nothing is happening, you're not waiting; you're watching. You're observing how your inner state creates your reality, how old patterns clear out, and how new creations take form. Trust in "this or something better," knowing that grace fills the gap between your efforts and the desired outcome.

5. Circulate Money Intentionally: Spending Creates Space for More

When I release money, it has to be replaced.

Spending as releasing. We interact with money daily through spending, which is simply releasing money in exchange for something desired. Instead of viewing spending as bad or depleting, embrace it as an act of circulation that creates space for more to return. The energy behind your spending—fear or abundance—determines the outcome.

Intentional purchases. Spend money with the intention that it will be replaced and multiplied. This means making purchases that feel good, honor your needs, align with your next-level self, and support your life goals. For example, choosing quality items over cheap, disposable ones reinforces a sense of worthiness and abundance.

Leveraging spending. Large purchases, even on credit, can be powerful tools for shifting your energetic state. When you spend intentionally, declaring what the purchase means for your future, you elevate your vibration. This isn't about reckless spending, but about using money as a tool to affirm your belief in continuous flow and support.

6. Get Comfortable with Cash: Embrace Overflow and "More Than Enough"

It’s so hot to have a fat bank account.

Having vs. making. Many people learn to receive money but struggle to have it, leading to feast-or-famine cycles. This often stems from unworthiness, fear of keeping money, or an inability to imagine a reality of "more than enough." Becoming comfortable with cash means allowing money to stick around and accumulate.

The overflow mindset. Shift your energetic setpoint from "never enough" to "overflow" or "more than I know what to do with." This isn't about trying to spend less or earn drastically more initially, but an internal energetic shift. When you embody the Wealthy Woman—calm, certain, and trusting with money—you naturally create surplus.

Consistent cash flow. The Wealthy Woman masters consistent cash flow, maintaining a new income range once achieved, regardless of specific launches or sales. This stability comes from making new income levels "no big deal" and trusting that money will always meet your energetic minimums.

7. Debt is Not the Devil: Release Shame and Focus on Abundance

Debt is not good or bad. Debt is a choice to pay something off over time.

Neutralizing debt. Debt is not a villain; it's a neutral financial tool. The pervasive guilt and shame associated with debt are counterproductive, perpetuating cycles of unworthiness. Release the idea that debt defines you or limits your future success.

Prioritize desires. Instead of focusing on debt out of obligation, identify your true desires and align your financial goals with them. For Amanda, the desire for a "hot bank account" and buying a house in California provided the motivation to eliminate debt. When paying off debt becomes part of a larger, exciting vision, it transforms from a burden to an empowered choice.

Overflow eliminates debt. Rather than budgeting or restricting, focus on creating overflow—having so much more money than you need that debt naturally becomes irrelevant. When you operate from an expectation of "more than enough," debt is effortlessly wiped out as a byproduct of your expanding abundance.

8. Next-Level Wealth: Diversify Your Containers and Beliefs

The Wealthy Woman is diversified.

Beyond savings. Once you've mastered earning and saving, the next level involves diversifying your wealth into various "containers" like retirement accounts, real estate, and the stock market. This requires becoming comfortable with releasing large chunks of money for investments, trusting that they will be replenished.

"Put on your beliefs." Treat new beliefs about investing and wealth growth like trying on clothes. Adopt ideas such as "all my accounts grow," "my investments are appreciating," and "it is safe to release money." Adjust these beliefs until they feel right and supportive, even if initially uncomfortable.

Start before ready. Begin exploring investments now, even with small amounts, if expansion in this area is desired. Your initial steps, no matter how small, build faith and momentum. The Wealthy Woman plays at the next level before she feels ready, trusting her intuition and knowing that growth is a continuous, expanding process.

9. Business Your Way: Disprove Limiting Industry Lies

Fuck what has always been done in your industry.

You are the niche. The market is never too saturated for those who are called; your unique voice, experiences, and perspective are your niche. Don't let the fear of competition or a small audience stop you from sharing your gifts. Your authenticity magnetizes the right people to your work.

Challenge industry norms. Disregard conventional business wisdom that doesn't resonate with you. Amanda, for example, eschewed traditional webinars and funnels, creating her own "livestream events" and open enrollments. By doing it your way, confidently and consistently, you can redefine an industry and become the standard.

Selling is sacred. Selling is not sleazy; it's the sacred vehicle for getting your transformative work into the hands of those who need it. It's a commitment to your calling, allowing you to be compensated for your gifts while serving others. Trust that people love to pay you for the value you provide, and you are not responsible for their results.

10. Rich and Good: Reconcile Wealth with Integrity and Impact

Money is an amplifier.

Release judgment. Judging wealthy people for their possessions or perceived ease of life repels money from your own experience. Instead, observe and learn, recognizing that everyone has their own journey. Release the duality that being rich means being bad; money is neutral and amplifies who you already are.

Giving from overflow. Giving back, whether through tithing or charity, is most impactful when done from a place of desire and generosity, not fear or obligation. The energy behind the act, not the act itself, determines the results. When you give freely, you create a positive energetic loop that ensures more returns to you.

Confronting discomfort. Wealth will bring up internal conflicts, such as guilt over privilege or discomfort with social injustices. Lean into these uncomfortable truths, reconcile them within yourself, and use your resources to contribute to a world that works for everyone. Your wealth empowers you to make a greater positive impact.

11. Rich as Fuck: Experience Freedom, Ease, and Endless Expansion

Money exists to support me.

Money as an ally. Being "rich as fuck" feels fabulous, relaxing, and relieving. Money becomes a powerful tool, resource, friend, and ally that exists to support you in all areas of life. It solves problems, provides convenience, and creates ease, allowing you to navigate challenges without stress or worry.

Intentional living. Having abundant money allows for intentional choices in health, fashion, home, team, travel, and food. It means investing in quality, supporting others generously, and prioritizing experiences that nourish your soul. This isn't about excessive consumption, but about aligning your spending with your values and desires, creating less waste and more fulfillment.

Continual expansion. Wealth is a journey of continuous expansion, where new levels of earning, spending, saving, and investing open up as you normalize each stage. You will always find things to do with your money, and new limiting beliefs will arise to be healed, pushing you to grow further. Embrace the endless possibilities, trust your desires, and know that you are made for greatness.